amri sulong, mohd shahidan shaari, noorazeela zainol abidin, zulkefly abdul karim .  (2026).  the impact of low-carbon fuel consumption on public debt in malaysia .  - jurnal ekonomi malaysia.  89 - 102. 

ahmed saleh hasan, zulkefly abdul karim, abdul hafizh mohd azam, mohd fahmi ghazali.  (2026).  the determinants of exchange rate volatility in the mena region: new evidence using a dynamic panel data.  - international journal of economics and finance studies.  128 - 161. 

maram issam khateeb, fathin faizah said, norlida hanim mohd salleh, zulkefly abdul karim, samer nayef alkhatib .  (2026).  the impact of renewable energy consumption on environmental degradation in organization of islamic cooperation countries.  - discover sustainability.  1535 - 1535. 

chee loong lee, riayati ahmad, norlin khalid, zulkefly abdul karim.  (2026).  modeling the nonlinear fiscal reaction function in malaysia.  - singapore economic review.  529 - 546. 

muhammad nur amir ar, sharifa ezat binti wan puteh,1 roszita ibrahim, md mizanur rahman, zulkefly abdul karim, fawzi zaidan bin ali, nor farah binti bakhtiar.  (2025).  antimicrobial resistance in malaysia: a cross-sectional study analysing trends and economic impacts.  - bmj open.  1 - 8. 

yusri yahya, abdul hafizh mohd azam, zulkefly abdul karim, mohd azlan shah zaidi.  (2025).  reverse herding behavior in the malaysian stock market: a wavelet multiple cross-correlation analysis.  - economics bulletin.  2102 - 2110. 

sutikno, zulkefly abdul karim, alifah rokhmah idialis.  (2025).  analysis of village fund efficiency and the variables affecting it in indonesia.  - public and municipal finance.  1 - 14. 

mohd shahidan shaari, amri sulong, zulkefly abdul karim, abdul rahim ridzuan, miguel angel esquivias, ehsan ullah.  (2025).  examining the impact of oil use on the relationship between gdp growth and life expectancy in malaysia.  - discover sustainability.  1 - 16. 

ma hui, zulkefly abdul karim, noorasiah sulaiman, abdul hafizh mohd azam .  (2025).  impact of digital economy on high-quality development: a panel evidence from chinese provinces.  - jurnal ekonomi malaysia.  1 - 14. 

muhammad jasrim ku hakim, fathin faizah said, nor ghani md nor, zulkefly abd karim, aisyah abd rahman, syajarul imna mohd amin.  (2025).  does green investment tax exemption drive malaysia towards green economy?.  - jurnal ekonomi malaysia.  1 - 15. 

anny nurbasari, agus aribowo, bram hadianto, zulkefly abdul karim, medy syari khalifah, anggari raharjo.  (2025).  the determinants of micro, small, and medium entrepreneurial behavior to use social media: technology-organization-environment framework.  - international journal of management and sustainability .  814 - 827. 

nor hazanah miskan, nurulhayah muhamad, maryam mohd esa, farah saniah mohd zabidi, nurul liyana hussin, zulkefly abdul karim.  (2025).  financial sustainability and socio-economic well-being of senior citizens in addressing an ageing nation towards 2030 .  - international journal of research and innovation in social science (ijriss) .  6427 - 6436. 

ahmad khusyairi che rusli, fathin faizah said, zulkefly abd karim, mohd ridzwan yaakub.  (2025).  federal reserve policy and systemic risk spillovers: a minimum spanning tree (mst) analysis of bank credit default swap (cds), with a focus on united states of america banks within the global network.  - jurnal ekonomi malaysia.  137 - 149. 

rosmah nizam, noorazeela zainol abidin, zulkefly abdul karim.  (2025).  digital financial literacy, financial inclusion, and sme performance in malaysia: evidence from threshold regression.  - jurnal pengurusan.  1 - 13. 

nur zafirah muhammad nor, rahisam ramli, rozita baba, roslina hashim, norizan samri, zulkefly abdul karim.  (2024).  the prioritization of sustainable development goals by major malaysian islamic banks: a comparative analysis.  - information management and business review .  42 - 50. 

hafizah sith, hazrul izuan shahiri, wye chung khain, zulkefly abdul karim .  (2024).  effect of wage-productivity gap on unemployment: evidence from emerging economies.  - jurnal ekonomi malaysia.  1 - 14. 

rosmah nizam, siti fahazarina hazudin, malik cahyadin, zulkefly abdul karim, rozita uji mohammed.  (2024).  construction of financial inclusion index for micro, small, and medium-sized enterprises (msmes) in malaysia.  - international journal of research and innovation in social science (ijriss).  2260 - 2272. 

ahmad monir abdullah, norman mohd saleh, mohd mohid rahmat, hamdy abdullah, zulkefly abdul karim .  (2024).  prestasi indeks berkaitan esg di pasaran malaysia dan amerika syarikat: satu analisis perbandingan.  - jurnal ekonomi malaysia.  1 - 17. 

guo feng, noorasiah sulaiman, zulkefly abdul karim, lai wei sieng .  (2024).  innovation, industrial structure upgrading, and environmental regulation: a literature review on drivers of high-quality economic development in china .  - journal of ecohumanism .  8117 - 8130. 

genesh kumar subramaniam, mohd azlan shah zaidi, zulkefly abdul karim, fathin faizah said.  (2024).  constructing housing affordability index in malaysia.  - jurnal ekonomi malaysia.  1-18. 

hakimah nur ahmad hamidi, norlin khalid, zulkefly abdul karim.  (2024).  palm oil trade restrictiveness index and its impact on world palm oil exports.  - agricultural economics-czech.  101-111. 

mohd shahidan shaari, muhamad huzaifah asbullah, noorazeela zainol abidin, zulkefly abdul karim, benjamin nangle.  (2023).  determinants of foreign direct investment in asean+3 countries: the role of environmental degradation.  - international journal of environmental research and public health.  1-15. 

abdikafi hassan abdi, mohd azlan shah zaidi, zulkefly abdul karim.  (2023).  economic complexity and bilateral trade flows in selected comesa and east asia countries.  - technological and economic development of economy.  846-873. 

noorazeela zainol abidin, ishak yussof, zulkefly abdul karim, mohd shahidan shaari.  (2023).  a comparative analysis of technical efficiency, technological change and total factor productivity in selected asean+3 countries.  - international journal of public sector performance management.  29-45. 

chee loong lee, riayati ahmad, zulkefly abdul karim, norlin khalid.  (2023).  institutional quality, income level, and debt sustainability: new evidence using dynamic panel threshold regression.  - technological and economic development of economy.  1520-1538. 

ma hui, zulkefly abdul karim, noorasiah sulaiman, abdul hafizh mohd azam.  (2023).  corporate income tax incentives and r&d investment in digital companies: a new evidence from china.  - jurnal ekonomi malaysia.  1-10. 

azmafazilah jauhari; mohd azlan shah zaidi; norlida hanim mohd salleh; zulkefly abdul karim; nafisah mohammed.  (2023).  kesan fdi terhadap kompleksiti ekonomi bagi negara-negara apec: kesan pemangkin pendigitalan dan modal manusia (effect of fdi on economic complexity in apec countries: catalyst effect of digitalization and human capital).  - jurnal ekonomi malaysia.  1-27. 

mohd azlan shah zaidi, zulkefly abdul karim, noor amirah zaidon.  (2022).  external and internal shocks and the movement of palm oil price: a svar evidence form malaysia.  - economies.  1-17. 

nor zam azihan mohd hassan, mohd shaiful jefri mohd nor sham kunusagaran, nur amalina zaimi, farhana aminuddin, fathullah iqbal ab rahim, suhana jawahir, zulkefly abdul karim.  (2022).  the inequalities and determinants of households distress financing on out-of-pocket health expenditure in malaysia.  - bmc public health.  1-14. 

zulkefly abdul karim, rosmah nizam, siong hook law, m. kabir hassan.  (2022).  does financial inclusiveness affect economic growth? new evidence using a dynamic panel threshold regression.  - finance research letters.  1-10. 

md. bokhtiar hasan, m. kabir hassan, zulkefly abdul karim, md. mamunur rashid.  (2022).  exploring the hedge and safe haven properties of cryptocurrency in policy uncertainty.  - finance research letters.  1-7. 

sin yee lee, zulkefly abdul karim, norlin khalid, mohd azlan shah zaidi.  (2022).  the push and pull factors of china's outward foreign direct investment in bri countries.  - technological and economic development of economy.  611-637. 

ying liu, zulkefly abdul karim, norlin khalid, fathin faizah said.  (2022).  benefit modeling and analysis of wind power generation under social energy economy and public health.  - journal of environmental and public health.  1-9. 

ruzita abdul-rahim, airil khalid, zulkefly abdul karim, mamunur rashid.  (2022).  exploring the driving forces of stock-cryptocurrency comovements during covid-19 pandemic: an analysis using wavelet coherence and seemingly unrelated regression.  - mathematics.  1-19. 

sin yee lee, zulkefly abdul karim, norlin khalid, mohd azlan shah zaidi.  (2022).  the spillover effects of chinese shocks on the belt and road initiative economies: new evidence using panel vector autoregression.  - mathematics.  1-18. 

mohammed daher alshammary, norlin khalid, zulkefly abdul karim, riayati ahmad.  (2022).  government expenditures and economic growth in the mena region: a dynamic heterogeneous panel estimation.  - international journal of finance and economics.  3287-3299. 

zulkefly abdul karim, fairul shah rizat muhamad fahmi, bakri abdul karim, mohamed aseel shokr.  (2022).  market sentiments and firm-level equity returns: panel evidence of malaysia.  - economic research.  5253-5272. 

chee loong lee, riayati ahmad, wing shing lee, norlin khalid, zulkefly abdul karim.  (2022).  the financial sustainability of state-owned enterprises in an emerging economy.  - economies.  1-13. 

hakimah nur ahmad hamidi, norlin khalid, zulkefly abdul karim, muhamad rias k. v. zainuddin.  (2022).  technical efficiency and export potential of the world palm oil market.  - agriculture.  1-16. 

nada amer abdulhafedh al-kubati, zulkefly abdul karim, norlin khalid, mohammad kabir hassan.  (2022).  the impact of sub-sector of economic activity and financial development on environmental degradation: new evidence using dynamic heterogeneous panel.  - mathematics.  1-23. 

zulkefly abdul karim, danie eirieswanty kamal basa, bakri abdul karim.  (2021).  the relationship between financial development and effectiveness of monetary policy: new evidence from asean-3 countries.  - journal of financial economic policy.  665-685. 

mohamed aseel shokr, zulkefly abdul karim.  (2021).  the impact of international monetary policy shocks on bank loans in egypt: a non-recursive svar analysis.  - southeast asian journal of economics.  69-102. 

norrana khidil, mohd azlan shah zaidi, zulkefly abdul karim.  (2021).  fragmentation of international production and business cycle synchronization: new evidence pre and during global financial crises.  - sustainability.  1-15. 

nurhuda nizar, zulkefly abdul karim.  (2021).  the relationship between household credit and banking stability in malaysia: panel evidence.  - gadjah mada international journal of business.  155-172. 

qusai mohammad qasim alabed, zulkefly abdul karim, fathin faizah said, mohd azlan shah zaidi.  (2021).  institutional quality and economic growth in jordan: new evidence using an autoregressive distributed lag (ardl) model.  - journal of sustainability science and management.  204-219. 

rosmah nizam, zulkefly abdul karim, tamat sarmidi, aisyah abdul rahman.  (2021).  financial inclusion and firm growth in asean-5 countries: a new evidence using threshold regression.  - finance research letters.  1-6. 

noorazeela zainol abidin, zulkefly abdul karim, mohd shahidan shaari, nisful laila.  (2021).  the effect of foreign direct investment (fdi) on total factor productivity in selected asean+3 countries: new evidence using a panel ardl study.  - journal of asian finance, economics, and business.  109-117. 

qusai mohammad qasim alabed, fathin faizah said, zulkefly abdul karim, mohd azlan shah zaidi, mohammed daher alshammary.  (2021).  energy-growth nexus in the mena region: a dynamic panel threshold estimation.  - sustainability.  1-18. 

abdul rahman nizamani, zulkefly abdul karim, mohd azlan shah zaidi, norlin khalid.  (2021).  bank heterogeneity in interest rate passthrough: a panel evidence from pakistan.  - asian academy of management journal of accounting and finance.  107-132. 

antoni, zulkefly abdul karim, chan weng.  (2020).  what drives the volatility of metal market? the role of world oil price and us factors volatility.  - pertanika journal of social sciences and humanities.  661-677. 

mohd shahidan shaari, zulkefly abdul karim, noorazeela zainol abidin.  (2020).  the effects of energy consumption and national output on co2 emissions: new evidence from oic countries using a panel ardl analysis.  - sustainability.  1-12. 

rosmah nizam, zulkefly abdul karim, aisyah abdul rahman, tamat sarmidi.  (2020).  financial inclusiveness and economic growth: new evidence using a threshold regression analysis.  - economic research-ekonomska istrazivanja.  1465-1484. 

norain mod asri, ariff syahreezal ragno sogiman, zulkefly abdul karim.  (2020).  kointegrasi antara perbelanjaan awam, hasil awam dan output bagi sektor terpilih.  - jurnal ekonomi malaysia.  43-67. 

rosmah nizam, zulkefly abdul karim, tamat sarmidi, aisyah abdul rahman.  (2020).  keterangkuman kewangan dan pertumbuhan firma di malaysia dan indonesia: analisis regresi ambang.  - international journal of management studies.  93-121. 

rosmah nizam, zulkefly abdul karim, tamat sarmidi, aisyah abdul rahman.  (2020).  financial inclusion and firms growth in manufacturing sector: a threshold regression analysis in selected asean countries.  - economies.  1-12. 

mohd shahidan shaari, noorazeela zainol abidin, zulkefly abdul karim.  (2020).  the impact of renewable energy consumption and economic growth on co2 emissions: new evidence using panel ardl study of selected countries.  - international journal of energy economics and policy.  617-623. 

nurliyana mohd basri, zulkefly abdul karim, noorasiah sulaiman.  (2020).  the effects of factors of production shocks on labor productivity: new evidence using panel var analysis.  - sustainability.  1-23. 

mohammed daher alshammary, zulkefly abdul karim, norlin khalid, riayati ahmad.  (2020).  debt-growth nexus in the mena region: evidence from a panel threshold analysis.  - economies.  1-12. 

noorazeela zainol abidin, ishak yussof, zulkefly abdul karim.  (2020).  total factor productivity shock and economic growth in selected asean+3 countries: a new evidence using a panel var.  - international journal of business and society.  1366-1383. 

mohammed daher alshammary, norlin khalid, zulkefly abdul karim, riayati ahmad.  (2020).  twin deficits and the feldstein-horioka hypothesis in the mena region: new evidence using panel var analysis.  - international journal of economics and management.  311-329. 

mohammed daher alshammary, zulkefly abdul karim, norlin khalid, riayati ahmad.  (2020).  debt-growth nexus in jordan: new evidence using dynamic threshold analysis.  - journal of economic cooperation and development.  85-105. 

syed munawar-shah, mariani abdul-majid, zulkefly abdul karim.  (2019).  debt-oriented capital structure and economic growth: a panel evidence for oecd countries.  - european review.  519-542. 

thilagarani selvaraj, zulkefly abdul karim, aisyah abdul-rahman, norshamliza chamhuri.  (2019).  the determinants of microcredit quality in malaysia: a panel evidence.  - international journal of business and society.  641-656. 

sharmila trinagar, norlin khalid, zulkefly abdul karim.  (2019).  the causal directions of equity return volatility: evidence from selected developed and emerging market's economies.  - international journal of economics and management.  249-261. 

mohamed aseel shokr, zulkefly abdul karim, mohd azlan shah zaidi.  (2019).  monetary policy and macroeconomics responses: a non-recursive svar study of egypt.  - journal of financial economic policy.  319-337. 

dannie eirieswanty kamal basa, zulkefly abdul karim, mohd azlan shah zaidi.  (2019).  financial development and the effectiveness of monetary policy: a new evidence from malaysia.  - asian academy of management journal.  21-39. 

thilagarani selvaraj, zulkefly abdul karim, aisyah abdul-rahman norshamliza chamhuri.  (2019).  microcredit coverage in malaysian macroeconomic context: an evidence using panel data analysis.  - international journal of management studies.  53-76. 

thilagarani selvaraj, zulkefly abdul karim, aisyah abdul rahman, norshamliza chamhuri.  (2018).  the effects of micro credit access and macroeconomic conditions on lower income group.  - international journal of economics and management.  . 

norain mod asri, zulkefly abdul karim, norlaila abu bakar, zafirah husin, muhammad harith hasnan, muhammad idris hamid.  (2018).  pengurusan fiskal pihak berkuasa tempatan yang berstatus majlis bandaraya di zon tengah semenanjung malaysia.  - jurnal ekonomi malaysia.  . 

hakimah nur ahmad hamidi, norlin khalid, zulkefly abdul karim.  (2018).  revisiting relationship between malaysian stock market index and selected macroeconomic variables using asymmetric cointegration.  - jurnal ekonomi malaysia.  . 

ali allameh rad, zulkefly abdul karim, mohd azlan shah zaidi, mansor jusoh.  (2018).  finance and firm's growth: panel ecidence from selected opec members.  - journal of economic cooperation and development.  . 

mohd azlan shah zaidi, zulkefly abdul karim, zurina kefeli@zulkefli.  (2018).  impact of china on malaysian economy: empirical evidence of sign-restricted structural vector autoregression (svar) model.  - asian academy of management journal of accounting and finance.  . 

nurliyana mohd basri, zulkefly abdul karim, rahmah ismail, noorasiah sulaiman.  (2018).  the effect of wages and industry-specific variables on productivity of manufacturing industry in malaysia: a dynamic heterogeneous panel evidence.  - international journal of economics and management.  . 

noorazeela zainol abidin, ishak yussof, rahmah ismail, zulkefly abdul karim.  (2018).  pengaruh modal manusia terhadap pertumbuhan produktiviti faktor keseluruhan di negara asean+3 terpilih.  - jurnal ekonomi malaysia.  . 

wan farisan wan sulaiman, zulkefly abdul karim, norlin khalid & riayati ahmad.  (2017).  military spending and fiscal sustainability indicator: case study for malaysia.  - defence s and t technical bulletin.  75-87. 

wan farisan wan sulaiman, zulkefly abdul karim, norlin khalid & riayati ahmad.  (2017).  military spending, economic growth and structural instability: case study for malaysia.  - defence s and t technical bulletin.  88-100. 

sarimah surianshah, zulkefly abdul karim dan norlin khalid.  (2017).  krisis subprima dan kemeruapan harga saham mengikut sektor ekonomi di bursa malaysia.  - jurnal pengurusan.  1-17. 

iszan hana kaharudin, zulkefly abdul karim, mohd azlan shah zaidi, mohd adib ismail.  (2017).  dasar fiskal ke atas perbelanjaan swasta: analisis svar di malaysia.  - jurnal ekonomi malaysia.  89-106. 

mohamed aseel syokr, zulkefly abdul karim, mohd azlan shah zaidi.  (2017).  the balance sheet channel of monetary policy: the panel evidence of egypt.  - macroeconomics and finance n emerging market economies.  286-305. 

abdul rahman nizamani, zulkefly abdul karim, mohd azlan shah zaidi, norlin khalid.  (2017).  trade balance response to shocks in monetary policy and exchange rate: evidence from pakistan using svecm approach.  - international journal of business and society.  579-594. 

bakri abdul karim, zulkefly abdul karim, muhammad hafiz mohd shukri.  (2017).  determinants of islamic bank financing in malaysia: an empirical study using linear and nonlinear ardl model.  - jurnal ekonomi malaysia.  17-26. 

mohd azlan shah zaidi, zulkefly abdul karim, w.n.w azman-saini.  (2016).  relative price effects of monetary policy shock in malaysia: a svar study.  - international journal of business and society.  47-62. 

zulkefly abdul karim, nur hidayah ramli, norlin khalid.  (2016).  penentu aliran pelaburan portfolio asing di malaysia: suatu kajian panel ardl.  - jurnal ekonomi malaysia.  3-14. 

ashwag dignah, radziah abdul latiff, zulkefly abdul karim, aisyah abdul-rahman.  (2016).  fair value accounting and the cost of equity capital of asian banks.  - jurnal pengurusan.  1-19. 

abdul rahman nizamani, zulkefly abdul karim, mohd azlan shah zaidi, norlin khalid.  (2016).  the effectiveness of monetary policy in small open-economy: an svar study for pakistan.  - international journal of economics and management.  279-296. 

fathin faizah said, zulkefly abdul karim.  (2016).  are structural parameters stable in malaysia? pre and post crisis analysis.  - jurnal ekonomi malaysia.  197-214. 

norain mod asri, zulkefly abdul karim, fariza ahmad, raihana ramli.  (2015).  pengurusan fiskal kerajaan negeri di semenanjung malaysia: analisis autoregressive distributed lag (ardl).  - jurnal ekonomi malaysia.  97-120. 

norashida othman, mohd azlan shah zaidi, zulkefly abdul karim, zulkornain yusop.  (2015).  impact of external and domestic shocks on malaysia`s electronic and electric (e&e) export demand.  - international journal of economics and management (ijem).  1-20. 

intan nurul nadia mohd napiah, zulkefly abdul karim, mohd azlan shah zaidi, mohd adib ismail.  (2015).  pelaburan firma dan dasar monetari: analisis panel ke atas firma patuh syariah di malaysia.  - jurnal ekonomi malaysia.  71-82. 

zulkefly abdul karim, mohd azlan shah zaidi.  (2015).  monetary policy, firm size and equity returns in an emerging market: panel evidence of malaysia.  - asian academy of management journal of accounting and finance.  31-57. 

bakri abdul karim, bong shiang huei, zulkefly abdul karim.  (2015).  does islamic financing matter for economic growth?.  - australian journal of basic and applied sciences.  58-63. 

faraidoon shariq, mohd azlan shah zaidi, zulkefly abdul karim.  (2015).  the importance of the u.s shocks and monetary transmission mechanism channels in the united arab emirates..  - pertanika journal of social sciences and humanities.  47-60. 

karim z.a., abdullah n., said f.f..  (2014).  is bank lending channel of monetary policy relevance? a panel study of indonesia [adakah saluran pinjaman bank dasar monetari relevan? kajian data panel dari indonesia].  - jurnal pengurusan.  151-161. 

norlin khalid, zulkefly abdul karim, izzuddin yussof.  (2014).  testing a non linear model of monetary policy reaction function: evidence from malaysia.  - jurnal ekonomi malaysia.  19-27. 

mohamed aseel shokr, zulkefly abdul karim, mansor jusoh, mohd azlan shah zaidi.  (2014).  the bank lending channel of monetary policy: the panel evidence from egypt.  - gadjah mada international journal of business.  255-274. 

mohd azlan shah zaidi, zulkefly abdul karim.  (2014).  impact of singapore, us and japanese macroeconomics shocks on malaysian economy: a sign-restricted svar analysis.  - jurnal pengurusan.  113-122. 

anwar salameh gasaymeh, zulkefly abdul karim, mariani abdul majid and mansor jusoh.  (2014).  competition and market structure of banking sector: a panel study of jordan and gcc countries.  - jurnal ekonomi malaysia.  23-34. 

zulkefly abdul karim, noraini abdullah, fathin faizah said.  (2014).  adakah saluran pinjaman bank dasar monetari relevan? kajian data panel dari indonesia.  - jurnal pengurusan.  151-161. 

zulkefly abdul karim, bakri abdul karim.  (2014).  interest rates targeting of monetary policy: an open economy svar study of malaysia.  - gadjah mada international journal of business.  16(1): 1-22. 

mohd azlan shah zaidi, zulkefly abdul karim, w.n.w azman-saini.  (2013).  foreign and domestic shocks: macroeconomic responses of asean-3 countries.  - global economic review.  42(3):215-237. 

zulkefly abdul karim, musa muhamad ali, mohd azlan shah zaidi.  (2013).  pertumbuhan firma, kewangan dan kebebasan ekonomi: suatu kajian data panel.  - jurnal ekonomi malaysia.  47(1):173-180. 

norain mod asri, zulkefly abdul karim, md. zyadi md. tahir, wook endut.  (2013).  impak hasil berasaskan petroleum terhadap perbelanjaan awam di malaysia.  - jurnal ekonomi malaysia.  47(1):13-20. 

zulkefly abdul karim, w.n.w. azman-saini.  (2013).  firm-level investment and monetary policy in malaysia: do the interest rate and broad credit channels matter?.  - journal of the asia pacific economy.  18(3):396-412. 

zulkefly abdul karim, mohd azlan shah zaidi, bakri abdul karim.  (2013).  monetary policy shocks, financial constraints and firm-level equity return: panel evidence.  - jurnal pengurusan.  51-63. 

zulkefly abdul karim, nur hashimah aziz, fathin faizah said.  (2013).  dasar kewangan dan saluran pinjaman bank di thailand: suatu kajian data panel.  - jurnal ekonomi malaysia.  47(2):83-92. 

bakri abdul karim, zulkefly abdul karim.  (2012).  integration of asean-5 stock markets: a revisit.  - asian academy of management journal of accounting and finance.  8(2):21-41. 

zulkefly abdul karim, bakri abdul karim, mohd azlan shah zaidi.  (2012).  fixed investment, household consumption, and economic growth: a structural vector error correction model (svecm) study of malaysia.  - international journal of business and society.  13(1):52-63. 

zulkefly abdul karim.  (2012).  monetary policy effects on investment spending: a firm-level study of malaysia.  - studies in economics and finance.  29(4):268-286. 

zulkefly abdul karim, mohd. azlan shah zaidi, bakri abdul karim.  (2011).  does firm-level equity equity return respond to domestic and international monetary policy shocks? a panel data study of malaysia.  - jurnal ekonomi malaysia.  45:21-31. 

zulkefly abdul karim, w.n.w. azman-saini, bakri abdul karim.  (2011).  bank lending channel of monetary policy: dynamic panel data study of malaysia.  - journal of asia-pacific business.  12(3):225-243. 

azman-saini, wnw; lau, e; karim, za.  (2010).  hedge funds, exchange rates and causality: evidence from thailand and malaysia.  - applied economics letters.  17(4):393-397.