Penerbitan Terkini

noriszura bt. ismail;saiful hafizah binti jaaman @ sharman.  (2023).  analisis kebersandaran dinamik bagi data multivariat kewangan islamik dan konvensional berfrekuensi rendah serta tinggi.  -

farah azaliney binti mohd amin, saiful hafizah binti jaaman.  (2023).  pemeringkatan saham patuh syariah menggunakan pembuatan keputusan berbilang-kriterium: topsis dan gra.  - sains malaysiana.  1865-1877. 

wei sin koh, saiful hafizah jaaman, rokiah rozita ahmad, jumat sulaiman.  (2023).  development of red-black gauss-seidel algorithm for efficiently pricing fixed strike asian options based on arithmetic average.  - international journal of engineering trends and technology.  181-189. 

shar nizam sharif, saiful hafizah jaaman-sharman.  (2022).  robustness of extended benford's law distribution and its properties.  - proceedings of the international conference on mathematical sciences and statistics 2022 (icmss 2022).  195-204. 

weng hoe lam, weng siew lam, saiful hafizah jaaman, pei fun lee.  (2022).  bibliometric analysis of information theoretic studies.  - entropy.  1-13. 

saiful hafizah binti jaaman @ sharman;noriszura bt. ismail;munira binti ismail.  (2022).  analisis risiko dan pulangan bagi menjana portfolio berisiko optimum pelabur heterogen menggunakan pemodelan kabur.  -

weng siew lam; weng hoe lam; saiful hafizah jaaman.  (2021).  portfolio optimization with a mean-absolute deviation-entropy multi-objective model.  - entropy.  1-14. 

saiful hafizah jaaman, rofizah mohammad, eddie shahril ismail.  (2021).  pengajaran dan pembelajaran sains matematik: penerokaan teknik terbaharu.  - 4. 

saiful hafizah jaaman.  (2021).  pengajaran dan pembelajaran sains matematik: penerokaan teknik terbaharu.  - 22. 

roslinda mohd nazar, eddie shahril ismail, noriszura ismail, saiful hafizah jaaman, wan rosmanira ismail, zalina mohd ali.  (2021).  undergraduate research journal for mathematical sciences and data science.  - undergraduate research journal for mathematical sciences and data science.  1-256. 

lam weng siew, saiful hafizah jaaman, lam weng hoe.  (2021).  higher moment of portfolio optimization with polynomial goal programming approach.  - simposium kebangsaan sains matematik ke-28 (sksm28) 2021.  1-7. 

eddie shahril ismail, rofizah mohammad, saiful hafizah jaaman.  (2021).  pengajaran & pembelajaran sains matematik: penerokaan teknik terbaharu.  - 164. 

shar nizam sharif; saiful hafizah jaaman@sharman.  (2021).  the influence of coronavirus (covid-19) pandemic outbreak on the share market syariah index employing benford's law forensic tool.  - menemui matematik.  68-82. 

weng siew lam, weng hoe lam, saiful hafizah jaaman, kah fai liew.  (2021).  performance evaluation of construction companies using integrated entropy-fuzzy vikor model.  - entropy.  1-16. 

mohamad izzafiz mohd isa; saiful hafizah jaaman.  (2021).  kesan pengumuman peristiwa terhadap pulangan indeks sektor bursa saham malaysia.  - undergraduate research journal for mathematical sciences and data science.  19-24. 

noriszura bt. ismail;saiful hafizah binti jaaman @ sharman;munira binti ismail.  (2020).  changes in consumption at retirement: analysis from quantile regression model and household expenditure data in malaysia.  -

siti nazifah zainol abidin, saiful hafizah jaaman, munira ismail, ahmad syafadhli abu bakar.  (2020).  clustering stock performance considering investor preferences using a fuzzy inference system.  - symmetry.  1-15. 

nurfadhlina abdul halim, saiful hafizah jaaman.  (2020).  sewa beli islam: impak terhadap untung dan rugi.  - 132. 

nurfadhlina abdul halim, saiful hafizah jaaman @ sharman.  (2020).  sewa beli islam: impak terhadap untung dan rugi.  - 100. 

lam weng siew, saiful hafizah jaaman, lam weng hoe.  (2020).  tracking a benchmark index in portfolio optimization with two-stage mixed integer programming model.  - journal of quality measurement and analysis.  53-59. 

foo sheng yang, saiful hafizah jaaman.  (2020).  literature analysis on the relationship between share market performance and macro variables.  - undergraduate research journal for mathematical sciences and data science.  6-12. 

lam weng hoe, saiful hafizah jaaman, lam weng siew.  (2020).  portfolio optimization of technology companies in malaysia with mean-gini model.  - menemui matematik (discovering mathematics).  45-50. 

suhailywati ramli, saiful hafizah jaaman.  (2020).  median-variance fuzzy with trapezoidal fuzzy numbers for portfolio selection model.  - advances and applications in statistics.  35-44. 

roslinda mohd nazar, rokiah @ rozita ahmad, saiful hafizah jaaman, wan rosmanira ismail, zalina mohd ali.  (2020).  undergraduate research journal for mathematical sciences and data science.  - undergraduate research journal for mathematical sciences and data science.  1-131. 

deena munifah muhammad muhaimin, saiful hafizah jaaman.  (2020).  hubungan di antara kadar inflasi dan pengangguran dengan kadar jenayah: satu tinjauan.  - undergraduate research journal for mathematical sciences and data science.  1-5. 

saiful hafizah jaaman, ong cae xinn.  (2019).  solvency analysis by business classifications of general insurance industry in malaysia.  - international journal of sciences: basic and applied research.  24-32. 

lam weng siew, saiful hafizah jaaman, lam weng hoe.  (2019).  mathematical modelling of risk in portfolio optimization with mean-gini approach.  - 14th international symposium on geometric function theory and applications.  1-4. 

nur aqilah mohammed fauzi, munira ismail, saiful hafizah jaaman, siti noor diana kamaruddin.  (2019).  applicability of topsis model and markowitz model.  - journal of physics: conference series.  1-7. 

suhailywati ramli, saiful hafizah jaaman.  (2019).  several extended mean-variance fuzzy portfolio selection models based on possibility theory.  - 14th international symposium on geometric function theory and applications, iop conference proceeding.  1-7. 

roslinda mohd nazar, eddie shahril ismail, maslina darus, nora muda, noriszura ismail, saiful hafizah jaaman, zalina mohd ali.  (2019).  undergraduate research journal for mathematical sciences and data science.  - undergraduate research journal for mathematical sciences and data science.  1-346. 

saiful hafizah jaaman, ong cae xinn, mohamad badrul ariff mahosi.  (2019).  financial performance evaluation of general insurance firms in malaysia via capital adequacy ratio (car) and grey relational analysis (gra) measurements.  - international journal of innovation, creativity and change.  1-16. 

lam weng siew, saiful hafizah jaaman and lam weng hoe.  (2019).  an enhanced mean-extended gini model in portfolio optimization with different level of risk aversion.  - asm science journal.  41-46. 

muhammad faez azmi & saiful hafizah jaaman.  (2019).  kecekapan bank pelaburan di malaysia menggunakan kaedah analisis penyampulan data.  - undergraduate research journal for mathematical sciences and data science.  51-58. 

alvin khew wei lok, saiful hafizah jaaman.  (2019).  perbandingan model linear teritlak dengan model mack dalam penganggaran rizab tuntutan syarikat insurans am.  - undergraduate research journal for mathematical sciences and data science.  1-7. 

saiful hafizah jaaman, nurul sakhinah che mat roplan.  (2019).  two stage dea method for performance evaluation of general insurance companies.  - international research journal of engineering and technology.  351-354. 

saiful hafizah jaaman, ong cae xinn, mohamad badrul ariff mahosin.  (2019).  financial performance evaluation of general insurance firms in malaysia via capital adequacy ratio (car) and grey relational analysis (gra) measurements.  - 2nd international research conference on social sciences (ircss 2019).  181-191. 

noriszura bt. ismail;saiful hafizah binti jaaman @ sharman;humaida banu binti samsudin;zamira hasanah binti zamzuri.  (2018).  analisis hilang upaya dalam sistem keselamatan sosial di malaysia menggunakan model aktuari dan statistik.  -

suhailywati ramli & saiful hafizah jaaman.  (2018).  optimal solution of fuzzy optimization using pentagonal fuzzy numbers.  - proceeding of the 25th national symposium on mathematical sciences (sksm25), aip conference proceeding. 

nurin zahra mohd madzlan, saiful hafizah jaaman.  (2018).  siri penyelidikan sains matematik 2018.  - 4. 

mohamad badrul ariff mahosin, saiful hafizah jaaman.  (2018).  siri penyelidikan sains matematik 2018.  - 4. 

chan swee mei, saiful hafizah jaaman.  (2018).  siri penyelidikan sains matematik 2018.  - 4. 

roslinda mohd nazar, saiful hafizah jaaman, nora muda, eddie shahril ismail, ishak hashim,maslina darus.  (2018).  undergraduate research journal for mathematical sciences and data science.  - undergraduate research journal for mathematical sciences and data science. 

eddie shahril ismail, nora muda, saiful hafizah jaaman, mohd almie alias, zamira hasanah zamzuri, munira ismail.  (2018).  siri penyelidikan sains matematik 2018.  - 369. 

maslina darus, norihan mohd arifn, daud mohamad, norhaniza md sarmin, sakhinah abu bakar, saiful hafzah jaaman, humaida banu samsudin, nor muhainiah mohd ali, norfadhlina abdul halim, suzeini abdul halim, mohd tahir ismail.  (2018).  stem education in malaysia.  - 18. 

lam weng siew, saiful hafizah jaaman and lam weng hoe.  (2018).  enhanced index tracking model with entropy maximization.  - advances and applications in statistics. 

s. s. shaffie, s. h. jaaman, and d. mohamad.  (2018).  risk identification and assessment of infrastructure development for projects valuation.  - multidisciplinary informatics journal. 

mohamad badrul ariff mahosin & saiful hafizah jaaman.  (2018).  penilaian prestasi kewangan syarikat insurans am mengunakan kaedah analisis hubungan samar.  - undergraduate research journal for mathematical sciences and data science. 

nur jumaadzan zaleha mamat, saiful hafizah jaaman, rokiah@rozita ahmad.  (2018).  comparisons of investment fund allocation-capacitated vehicle routing problem results: investment fund allocation for different time units.  - proceedings of the 25th national symposium on mathematical sciences. 

chan swee mei, saiful hafizah jaaman.  (2018).  perbandingan model taburan hujan ekstrem di pulau pinang.  - undergraduate research journal for mathematical sciences and data science. 

nur jumaadzan zaleha mamat, saiful hafizah jaaman & rokiah rozita ahmad.  (2017).  covariance versus correlation in capacitated vehicle routing problem investment fund allocation problem.  - the 4th international conference on mathematical sciences, aip conference proceedings.  1-7. 

ong cae xinn & saiful hafizah jaaman.  (2017).  solvency performance of general insurers in malaysia employing the risk based-capital measurements.  - undergraduate research journal for mathematical sciences and data science.  113-119. 

tan ser hau & saiful hafizah jaaman.  (2017).  siri penyelidikan sains matematik 2017.  - 4. 

nadia rozlan & saiful hafizah jaaman.  (2017).  siri penyelidikan sains matematik 2017.  - 4. 

nurul sakinah che mat roplan & saiful hafizah jaaman.  (2017).  siri penyelidikan sains matematik 2017.  - 4. 

lam weng siew, saiful hafizah jaaman and lam weng hoe.  (2017).  a new enhanced index tracking model in portfolio optimization with sum weighted approach.  - the 4th international conference on mathematical sciences, aip conference proceedings.  1-7. 

ong cae xinn & saiful hafizah jaaman.  (2017).  siri penyelidikan sains matematik 2017.  - 4. 

suhailywati ramli & saiful hafizah jaaman.  (2017).  markowitz portfolio optimization model employing fuzzy measure.  - the 4th international conference on mathematical sciences, aip conference proceeding.  1-6. 

w. s. lam, s. h. jaaman, w. h. lam.  (2017).  enhanced index tracking in portfolio optimization with two-stage mixed integer programming model.  - journal of fundamental and applied sciences.  1-12. 

aziz, a.a.b.a.r, nurfadhlina bt. a.h., hafizah, s. bt. j.@s..  (2017).  pembiayaan perumahan secara islam di malaysia: analisis perbandingan alat bay bithamin ajil (bba) dan musyarakah mutanaqisah (mm).  - kesturi.  1-23. 

w. h. lam, s. h. jaaman, w. s. lam.  (2017).  portfolio optimization of the construction sector companies in malaysia with mean-semi absolute deviation model.  - journal of fundamental and applied sciences.  13-22. 

siti salihah shaffie, saiful hafizah jaaman & daud mohamad.  (2017).  fuzzy net present valuation based on risk assessment of malaysian infrastructure.  - the 4th international conference on mathematical sciences, aip conference proceeding.  1-9. 

roslinda mohd nazar, saiful hafizah jaaman, nora muda, eddie shahril ismail, ishak hashim & maslina darus.  (2017).  undergraduate research journal for mathematical sciences and data science.  - undergraduate research journal for mathematical sciences and data science.  1-200. 

amirul ashraf ngaidin & saiful hafizah jaaman.  (2016).  penentu pelaburan langsung asing di malaysia bagi tahun 1970-2014.  - siri penyelidikan sains matematik.  64. 

nabihah norizam & saiful hafizah jaaman.  (2016).  perbandingan pengoptimuman portfolio antara pengukuran risiko min-varians dengan semivarians.  - siri penyelidikan sains matematik.  79. 

hani nazrina hanizar & saiful hafizah jaaman.  (2016).  kesan pengumuman pertukaran pegawai eksekutif syarikat terhadap prestasi saham malaysia.  - siri penyelidikan sains matematik.  70. 

ding de lin & saiful hafizah jaaman.  (2016).  perbandingan kesan sistem inventori jit dengan eoq ke atas jumlah kos.  - siri penyelidikan sains matematik.  68. 

roslinda mohd nazar, nur riza mohd suradi, saiful hafizah jaaman, ishak hashim & maslina darus.  (2016).  siri penyelidikan sains matematik.  - simposium sains dan teknologi.  1-102. 

nur jumaadzan zaleha mamat, saiful hafizah jaaman, rokiah@rozita ahmad.  (2016).  vehicle routing problem, capacitated vehicle routing problem, investment fund allocation.  - the 2016 fst ukm postgraduate colloquium, aip conference publishing.  1-7. 

nurfadhlina abd halim, abd aziz arrashid abd rajak, saiful hafizah jaaman sharman.  (2016).  bai bithaman ajil (bba) modelling by qardhul hasan.  - advances in industrial and applied mathematics, aip conference proceeding.  1-5. 

nurfadhlina abdul halim, shar nizam bin sharif, saiful hafizah jaaman sharman.  (2016).  empirical testing of robust optimization profit sharing ratio with straight line depreciation in aitab instrument.  - advances in industrial and applied mathematics, aip conference proceeding.  1-6. 

betty voon wan niu, mohd salmi md noorani, saiful hafizah jaaman.  (2016).  chaotic behavior in malaysian stock market: a study with recurrence quantification analysis.  - the 2016 ukm fst postgraduate colloquium, aip conference proceding.  1-5. 

siti salihah shaffie, saiful hafizah jaaman, daud mohamad.  (2016).  review of capital investment in economic growth cycle.  - the 2016 ukm fst postgraduate colloquium, aip conference proceeding.  1-7. 

nur jumaadzan zaleha mamat, saiful hafizah jaaman, rokiahrozita ahmad.  (2016).  vehicle routing problem and capacitated vehicle routing problem frameworks in fund allocation problem.  - the 2016 ukm fst postgraduate colloquium, aip conference proceeding.  1-7. 

siti salihah shafie, saiful hafizah jaaman.  (2016).  monte carlo on net present value for capital investment in malaysia.  - procedia social and behavioral sciences.  689-693. 

siew l.w., jaaman s.h., ismail h..  (2016).  portfolio optimization for index tracking modelling in malaysia stock market.  - aip conference proceedings.  1-5. 

maslina bt. darus, noriza bt. majid, saiful hafizah jaaman @ sharman, noriszura ismail, ummul khair salma binti din, roslinda bt. mohd. nazar, sakhinah abu bakar, azmin sham binti rambely, et. al..  (2015).  mathematical tools in predicting several financial problems to fit malaysian environment.  -

noriszura bt. ismail, saiful hafizah binti jaaman @ sharman, humaida banu binti samsudin, ruzanna ab. razak.  (2015).  development of improved methods for measuring risks of optimal portfolio allocation.  -

lam weng siew, saiful hafizah hj. jaaman, hamizun bin ismail.  (2015).  the impact of human behaviour towards portfolio selection in malaysia.  - procedia - social and behavioral sciences.  674-678. 

saiful irwan zubairi & saiful hafizah jaaman.  (2015).  laporan aktiviti cabaran pelaburan (kelab sains aktuari) 2015.  - laporan teknikal & aktiviti gerak kerja kelab akademik fst. 

lam weng siew, saiful hafizah hj. jaaman and hamizun bin ismail.  (2015).  investigation on relationship between human behavior and portfolio selection problem in malaysia using decision making model.  - advances in environmental biology.  6-10. 

jianlong wang, saiful hafizah jaaman, humaida banu samsudin.  (2015).  outlier impacts in stock pricing.  - journal of management research.  329-342. 

lam weng siew, saiful hafizah hj. jaaman and hamizun bin ismail.  (2015).  an empirical study on the characteristics of high risk aversion behavior in portfolio decision making using regression model.  - advances in environmental biology.  17-20. 

yulia resti, noriszura ismail, saiful hafizah jaaman.  (2015).  trivariate copula to estimate claim costs: the malaysian motor insurance experience.  - international journal of applied mathematics and statistics.  55-65. 

wang jianlong, saiful hafizah jaaman and humaida banu samsudin.  (2015).  empirical study on china stock market base on fama-french model.  - indian journal of science and technology.  1-9. 

saiful hafizah jaaman, weng hoe lam and zaidi isa.  (2014).  a new higher moment portfolio optimisation model with conditional value at risk.  - international journal of operational research.  451-465. 

saiful hafizah jaaman, lam weng siew..  (2014).  portfolio construction in enhanced index tracking modelling.  - proceedings book of icbsss, 2014 : malaysia handbook on business strategy and social sciences.  260 - 263. 

lam weng siew, saiful hafizah hj. jaaman, hamizun bin ismail.  (2014).  comparison between two-stage regression model and variance model in portfolio optimization.  - journal of applied science and agriculture.  36 - 40. 

lam weng siew, saiful hafizah hj. jaaman, hamizun bin ismail.  (2014).  index tracking modeling in portfolio optimization with mixed integer linear programming.  - journal of applied science and agriculture.  47-50. 

lam weng siew, saiful hafizah hj. jaaman, hamizun bin ismail.  (2014).  enhanced index tracking modeling in portfolio optimization with mixed-integer programming z approach.  - aip conference proceeding - the 2014 ukm fst postgraduate colloquium.  918-922. 

yulia resti, noriszura ismail, saiful hafizah jaaman.  (2014).  premium analysis for copula model: a case study for malaysian motor insurance claims.  - aip conference proceedings - 3rd international conference on mathematical science.  1072-1077. 

nur jumaadzan zaleha mamat, saiful hafizah jaaman, rokiah rozita ahmad, maslina darus.  (2014).  fund allocation using capacitated vehicle routing problem.  - statistics and operational research international conference (soric 2013).  169 - 179. 

nur jumaadzan zaleha mamat, saiful hafizah jaaman, rokiah rozita ahmad.  (2014).  optimizing investment fund allocation using vehicle routing problem framework.  - proceedings of the 21st national symposium on mathematical sciences (sksm21).  1166 - 1171. 

lam weng siew, saiful hafizah hj. jaaman, hamizun bin ismail.  (2014).  portfolio optimization in enhanced index tracking with goal programming approach.  - aip conference proceeding - the 2014 ukm fst postgraduate colloquium.  968-972. 

nur jumaadzan zaleha mamat, saiful hafizah jaaman and rokiah@rozita ahmad.  (2014).  static vs stochastic optimization: a case study of ftse bursa malaysia sectorial indices.  - aip conference proceedings - 3rd international conference on mathematical sciences.  480-486. 

lam weng siew and saiful hafizah hj. jamaan.  (2013).  comparison between goal programming and cointegration approaches in enhanced index tracking.  - aip conference proceeding - 20th national symposium on mathematical sciences. 

lam weng hoe, saiful hafizah hj. jaaman and zaidi isa.  (2013).  portfolio optimization with skewness and kurtosis.  - aip conference proceeding - 20th national symposium on mathematical sciences. 

nurfadhlina abdul halim, saiful hafizah jaaman@sharman.  (2013).  a validation of profit sharing ratio determination mathematical model for islamic hire purchase contract.  - applied mathematical sciences.  7(41):2035-2046. 

nur jumaadzan zaleha mamat, saiful hafizah jaaman, rokiah @ rozita ahmad and ismail mohd.  (2013).  vehicle routing problem in investment fund allocation.  - aip conference proceeding - 20th national symposium on mathematical sciences. 

w.s. lam, saiful hafizah hj. jaaman and hamizun bin ismail.  (2013).  enhanced index tracking modelling in portfolio optimization.  - aip conference proceeding : international conference on mathematical sciences and statistics (icmss2013). 

hafizah bahaludin & saiful hafizah jaaman.  (2013).  peta pasaran saham malaysia.  - journal of quality measurement and analysis (jqma).  9(2):27-36. 

w.h. lam, saiful hafizah hj. jaaman and zaidi isa.  (2013).  risk modelling in portfolio optimization.  - aip conference proceeding : international conference on mathematical sciences and statistics (icmss2013). 

jaaman, s.h., lam, w.h., isa, z..  (2013).  risk measures and portfolio construction in different economic scenarios.  - sains malaysiana.  42(6):875-880. 

saiful hafizah jaaman, rokiah rozita ahmad and azmin sham rambely.  (2013).  web-based learning as a tool of knowledge continuity.  - international education studies.  6(6):80-85. 

yulia resti, noriszura ismail, saiful hafizah jamaan.  (2013).  estimation of claim cost data using zero adjusted gamma and inverse gaussian regression models.  - journal of mathematics and statistics.  9(3):186-192. 

a.s. rambely, r.r. ahmad, n. majid & s.h. jaa.  (2013).  the relationship of english proficiency and mathematics achievement.  - recent advances in educational technologies : proceedings of the 4th international conference on education and educational technologies (eet`13). 

r. r. ahmad, s.h. jaaman, n. majid & a.s. rambely.  (2013).  challenges in teaching and learning mathematics in the transition to english medium.  - recent advances in educational technologies : proceedings of the 4th international conference on education and educational technologies (eet`13). 

rambely, a. s., ahmad, r. r., majid n., m-suradi, n. r., din, u. k. s., a-rahman, i., mohamed, f., rahim, f. & abu-hanifah, s..  (2013).  project-based activity: root of research and creative thinking.  - international education studies.  6(6):66-71. 

nora muda, wan rosmanira ismail, faridatulazna ahmad shahabudin, humaida banu samsudin, nur riza mohd suradi, noriza majid, rokiah @ rozita ahmad, azmin sham rambely, nur jumaadzan zaleha mamat et. al.  (2012).  teaching science and mathematics in english steering mastery in english language amongst sciences students in ukm.  - procedia social and behavioral sciences - ukm teaching and learning congress 2011. 

noriza majid, saiful hafizah jaaman, maslina darus, roslinda mohd nazar, rokiah@rozita ahmad, nora muda, nur riza mohd suradi, azmin sham rambely, ummul khair salma din, wan rosmanira...et.al..  (2012).  transformation of teaching and learning mathematics in english: are the lecturers ready?.  - procedia social and behavioral sciences - ukm teaching and learning congress 2011. 

nur riza mohd suradi, norkisme zainal abidin, wan zawiah wan zin, marina zahari, zalina mohd ali, najib mahmood rafee, rokiah@rozita ahmad, azmin sham rambely, noriza majid, nora muda...et.al..  (2012).  transformation of english language as the language of knowledge in ukm teaching and learning : highlights of students` perspectives.  - procedia social and behavior sciences - ukm teaching and learning congress 2011. 

nurfadhlina abdul halim, saiful hafizah jaaman, noriszura ismail, and rokiah ahmad.  (2012).  profit sharing ratio modeling for islamic hire-purchase contract: robust optimization and chance constraint approach.  - the 5th international conference on research and education in mathematics. aip conf. proc. 2012 american institute of physics. 

dr. saiful hafizah jaaman & weng hoe lam.  (2012).  mean-variance and mean-gini analyses to portfolio optimization in malaysian stock market.  - economics and finance review.  2(2):60-64. 

yulia resti, n. ismail, s.h. jaaman.  (2012).  mathematical modelling for claim severities using normal and t copulas.  - international journal of applied mathematics and statistics.  27(3):8-19. 

rokiah@rozita ahmad, noriza majid, nur jumaadzan zaleha mamat, azmin sham rambely, nora muda, saiful hafizah hj jaaman, nur riza mohd suradi, wan rosmanira ismail, faridatulazna ahmad shahabuddin et a.  (2012).  transformation of language in teaching and learning policy.  - procedia social and behavioral sciences - ukm teaching and learning congress 2011. 

tan xie xin, saiful hafizah jaaman.  (2012).  risk / return relationships for different classification of insurance firms.  - seminar ur-ukm ke-7. 

nurfadhlina abdul halim, saiful hafizah jaaman, noriszura ismail and rokiah ahmad.  (2012).  a new dimension of profit-sharing ratio determination of aitab contract mathematical modelling using stochastic optimisation approach.  - journal of sustainability science and management.  7(2): 193-200. 

nurfadhlina abdul halim, saiful hafizah jaaman, noriszura ismail and rokiah ahmad.  (2012).  a profit sharing ratio modelling for an islamic hire-purchase contract.  - world applied sciences journal.  17: 54-59. 

lum ji seng & saiful hafizah jaaman.  (2011).  pengoptimunan portfolio dengan pengelasan saham dan menggunakan ukuran risiko berbeza (portfolio optimisation with stock classification and using different risk measures).  - jurnal pengukuran kualiti dan analisis (jqma).  7(2):23-38. 

yulia resti, noriszura ismail, saiful hafizah jaaman.  (2011).  clayton copula in handling the dependence of claim severities.  - the 7th imt-gt international conference on mathematics, statistics and its application (icmsa2011). 

zieneb ali elshegmani, rokiah rozita ahmed, saiful hafiza jaaman, roza hazli zakaria.  (2011).  laplace and fourier transforms on arithmetic asian options.  - international electronic journal of pure and applied mathematics.  3(2):167-171. 

zieneb ali elshegmani, rokiah rozita ahmad, saiful hafiza jaaman, and roza hazli zakaria.  (2011).  transforming arithmetic asian option pde to the parabolic equation with constant coefficients.  - international journal of mathematics and mathematical sciences.  2011, Article ID 401547. 

zieneb ali elshegmani, rokiah rozita ahmed and saiful hafizah jaaman.  (2011).  on the modified arithmetic asian option equation and its analytical solution.  - applied mathematical sciences.  5(25-28):1217-1227. 

saiful hafizah jaaman.  (2011).  matematik kewangan: aplikasi terhadap kewangan islam dan konvensional.  - Bab 6 :111-141. 

zaidi isa, abdul malek zakaria, mohd ikhwan azlan, mohd salmi md. noorani, noriza majid, hamizun ismail, saiful afizah jaaman, maslina darus, roslinda mohd nazar, ...et al..  (2011).  students` perceptions of the implementation of teaching and learning of science and mathematics in english.  - kongres pengajaran dan pembelajaran ukm, 2010; tanjung keling, melaka. 

saiful hafizah jaaman, weng hoe lam and zaidi isa.  (2011).  higher moment portfolio management with downside risk.  - american journal of social and management sciences.  2(2):220-224. 

noriza majid, saiful hafizah jaaman, maslina darus, roslinda mohd nazar, siti norafidah mohd ramli, nur riza mohd suradi, azmin sham rambely, rokiah@rozita ahmad, ummul khair salma din, ... et at..  (2011).  the readiness of mathematics and science lecturers to teach in english from students` perspective.  - kongres pengajaran dan pembelajaran ukm 2010; tanjung keling, melaka (procedia social and behavioral sciences). 

wan rosmanira ismail, zainol mustafa, nora muda, norkisme zainal abidin, zaidi isa, abdul malek zakaria, nur riza mohd suradi, nur jumaadzan zaleha mamat, roslinda mohd nazar, zalina mohd ali.  (2011).  students inclination towards english language as medium of instruction in the teaching of science and mathematics.  - kongres pengajaran dan pembelajaran ukm, 2010; tanjung keling, melaka. 

saiful hafizah hj. jaaman, weng hoe lam & zaidi isa.  (2011).  different downside risk approaches in portfolio optimisation.  - journal of quality measurement and analysis (jqma).  7(1):77-84. 

raja huda raja sehar, saiful hafizah jaaman, abdul razak salleh.  (2011).  keputusan analisis teknikal menggunakan sistem kabur.  - simposium kebangsaan sains matematik ke-19. 

saiful hafizah jaaman, abdul razak salleh.  (2011).  technical analysis employing fuzzy system.  - international training-seminar on mathematics. 

zaidi isa, abdul malek zakaria, muhammad ikhwan azlan, mohd salmi md. noorani, noriza majid, saiful hafizah jaaman, maslina darus, roslinda mohd nazar, siti norafidah mohd ramli, nur riza mohd suradi,.  (2010).  persepsi pelajar terhadap pelaksanaan pengajaran dan pembelajaran sains dan matematik dalam bahasa inggeris di universiti kebangsaan malaysia.  - prosiding kongres pengajaran dan pembelajaran ukm 2010 gugusan sains dan teknologi (stem). 

abd ghafur ahmad, abdul razak salleh, anuar mohd ishak...(et.al).  (2010).  international conference on mathematical sciences (icms2 2010).  - proceedings of the 2nd international conference on mathematical sciences (icms2) 2010, kuala lumpur. 

yulia resti, noriszura ismail dan saiful hafizah jaaman.  (2010).  pemodelan klaim asuransi kenderaan bermotor dengan regresi zaig.  - statistika.  10(2):93-97. 

mohd salmi md. noorani, wan rosmanira ismail, zainol mustafa... et.al.  (2010).  kecenderungan pelajar terhadap bahasa inggeris sebagai bahasa pengantar dalam pengajaran sains matematik di ukm: kajian kes di fakulti sains dan teknologi dan fakulti pendidikan.  - kongres pengajaran dan pembelajaran ukm 2010 - gugusan sains dan teknologi maklumat (stem). 

saiful hafizah jaaman & noor azura amran.  (2010).  penyuaian taburan: kajian terhadap pulangan pasaran saham asia pasifik.  - seminar ukm-unri ke-6, 2010, (penyelidikan terkehadapan sains dan teknologi ukm-unri ). 

norizarina ishak, noriszura ismail & saiful hafizah jamaan.  (2010).  penilaian risiko dan kekuatan kewangan syarikat takaful hayat di malaysia.  - seminar ukm-unri ke-6, 2010, (penyelidikan terkehadapan sains dan teknologi ukm-unri ). 

nurfadhlina abdul halim, saiful hafizah jaaman@sharman, noriszura ismail and rokiah@rozita ahmad.  (2010).  crisis ability: modified ijarah thumma al-bai' vs. rule 78.  - prosiding seminar kebangsaan aplikasi sains dan matematik 2010 (skasm 2010), sempena sksm 18 simposium kebangsaan sains matematik ke-18, penerbit uthm. 

zienab ali elshegmani, rokiah @ rozita ahmad, saiful hafizah jaaman & roza hazli zakaria.  (2010).  a new method for transformed continuous arithmetic asian option.  - proceedings of the 2nd international conference on mathematical sciences (icms2 2010), 30 nov. 3 dec 2010, pwtc kuala lumpur. 

nurfadhlina abdul halim, saiful hafizah jaaman@sharman, noriszura ismail, rokiah @ rozita ahmad.  (2010).  crisis ability: modified ijarah thumma al-bai` vs. rule 78.  - statistika.  10(2):73 -77. 

lam weng hoe, jaaman saiful hafizah, isa zaidi.  (2010).  an empirical comparison of different risk measures in portfolio optimization.  - beh-business and economic horizons.  1(1):39-45. 

nurfadhlina abdul halim, saiful hafizah jaaman@sharman, noriszura ismail and rokiah@rozita ahmad.  (2010).  modified ijarah model.  - ultra scientist.  22(1):261-266. 

noriza majid, saiful hafizah jaaman, maslina darus, roslinda mohd nazar, siti norafidah mohd ramli, nur riza mohd suradi, azmin sham rambely, rokiah @ rozita ahmad, ummul khair salma din dll.  (2010).  kesediaan pensyarah sains dan matematik mengajar dalam bahasa inggeris dari perspektif pelajar.  - kongres pengajaran dan pembelajaran ukm 2010 - gugusan stem. 

ismanizan ismail, saiful hafizah jaaman, salmijah surif, hassan adli alwi, mohd yusof maskat, tukimat lihan, fauziana abd, aziz, mohd fareed mohd sairi.  (2010).  seminar ukm-unri ke -6 : penyelidikan terkehadapan sains dan teknologi ukm-unri.  - seminar ukm-unri ke-6, 2010, (penyelidikan terkehadapan sains dan teknologi ukm-unri ). 

yulia resti, noriszura ismail, saiful hafizah jaaman.  (2010).  model tuntutan insurans kenderaan: implementasi model zaig.  - kolokium siswazah ke-10 : penyelidikan siswazah: meneroka perbatasan ilmu. 

yulia resti, noriszura ismail and saiful hafizah jaaman.  (2010).  handling the dependence of claim severities with copula models.  - journal of mathematics and statistics.  6(2):136-142. 

weng hoe lam, saiful hafizah hj jaaman & zaidi isa.  (2010).  portfolio optimization with different downside risk measures.  - proceedings of the 2nd international conference on mathematical sciences (icms2 2010), 30 nov. 3 dec 2010, pwtc kuala lumpur. 

nurfadlina abdul hamid, saiful hafizah jamain@sharman, noriszura ismail & rokiah@ rozita ahmad.  (2010).  kadar pembiayaan asas tanpa riba.  - proceedings of the 2nd international conference on mathematical sciences (icms2 2010), 30 nov. 3 dec 2010, pwtc kuala lumpur. 

saiful izzuan hussin, munira ismail, sharifah farah syed yusoff,saiful hafizah jaaman..  (2009).  application of black-scholes model and simulation method to determine value of options.  - international conference on quality, productivity and performance measurement (icqppm`09). 

hamizun ismail, abdul malek zakaria, rokiah@rozita ahmad, saiful hafizah jaaman, zalina mohd ali, zamira hasanah zamzuri, munira ismail, siti norafidah mohd. ramli, syazwani saadon.  (2009).  proceeding seminar on quantitative islamic finance 2009.  - proceeding seminar on quantitative islamic finance 2009. 

munira ismail, zamira hasanah zamzuri, sharifah farah syed yusoff alhabshi, siti norafidah mohd ramli, abdul malek zakaria, saiful hafizah jaaman, rozita ramli.  (2009).  a paradigm shift towards better islamic finance application : part one.  - prosiding seminar on quantitative islamic finance 2009. 

siti mariam hj shamsuddin, liu-inn ling, bariah yusob,
saiful hafizah jaaman & munira ismail.  (2009).  artificial immune system for islamic finance: application in abnormal stock trading detection.  - prosiding seminar on quantitative islamic finance and takaful. 

nurfadhlina abdul halim, saiful hafizah jaaman@sharman, noriszura ismail dan rokiah@rozita ahmad.  (2009).  ijarah : antara syariah dan aplikasi.  - prosiding simposium kebangsaan sains matematik ke-17, upm, serdang, selangor. 

weng hoe lam, saiful hafizah hj. jaaman, zaidi isa.  (2009).  review on risk measures in portfolio optimization.  - prosiding simposium kebangsaan sains matematik ke-17, upm, serdang, selangor. 

rafidah hanem md. dalil, siti mariyam shamsuddin, saiful hafizah jamaan, munira ismail.  (2009).  forecasting foreign exchange rate using artificial neural network.  - international conference on quality, productivity and performance measurement (icqppm`09). 

yulia resti, noriszura ismail & saiful hafizah jaaman.  (2009).  modelling dependence of claim amount between different claim types using copula.  - proceedings of the 5th international conference on mathematics, statistics and their applications (icmsa2009). 

nurfadhlina abdul halim, saiful hafizah jaaman, noriszura ismail & rokiah@rozita ahmad.  (2009).  sorotan teori utiliti pengguna islam.  - proceedings of seminar on quantitative islamic finance and takaful (qift2009). 

yulia resti, noriszura ismail & saiful hafizah jaaman.  (2009).  application of t-copula in assessing malaysian motor insurance pricing.  - proceeding of the 5th asian mathematical conference (amc2009). 

siti mariyam shamsuddin, saiful hafizah jaaman, maslina darus.  (2009).  neuro-rough trading rules for mining kuala lumpur composite index.  - european journal of scientific research.  28(2):278-286. 

noriszura ismail, zatul iradah abdul karim, saiful hafizah jaaman, noriza majid.  (2009).  frequency of admittance and probability of inpatient treatment: experience of emergency department, hospital universiti kebangsaan malaysia.  - european journal of social sciences.  8(1):76-87. 

jaaman s.h., shamsuddin s.m., yusob b., ismail m..  (2009).  a predictive model construction applying rough set methodology for malaysian stock market returns.  - international research journal of finance and economics.  30:211-218. 

saiful hafizah jaaman, noriza majid, munira ismail, abdul malek zakaria.  (2009).  karuma mantap sains aktuari - industri.  - kongres pengajaran & pembelajaran ukm 2009 - seminar pendidikan sains & teknologi maklumat (stem`09), 14-16 disember 2009, awana porto malai, langkawi. 

noriza majid, saiful hafizah jaaman, munira ismail, abdul malek zakaria.  (2009).  penerapan sistem mentor-menti ke arah kecemerlangan insan: pengalaman program sains aktuari.  - kongres pengajaran & pembelajaran ukm 2009 - seminar pendidikan sains & teknologi maklumat (stem`09), 14-16 disember 2009, awana porto malai, langkawi. 

ng shiu chiet, saiful hafizah jaaman, noriszura ismail & siti mariyam shamsuddin.  (2009).  insolvency prediction model using artificial neural network for malaysian general insurers.  - proceedings of the world congress on nature and biologically inspired computing (nabic09). 

saiful hafizah jaaman, munira ismail, t. k. chuan.  (2008).  keberkesanan kontrak niaga hadapan klibor 3-bulan mengurangkan risiko kadar faedah antara bank.  - prosiding unri-ukm_ke 5, pekan baru, indonesia. 

yulia resti, noriszura ismail & saiful hafizah jaaman.  (2008).  application of credibility ratemaking on malaysian motor insurance claims experience.  - prosiding unri-ukm ke 5, pekan baru, indonesia. 

munira ismail, saiful hafizah jaaman, azlida muhamad.  (2008).  risk mitigation and returns maximization on syariah compliant firms.  - prosiding unri-ukm ke 5, pekan baru, indonesia. 

bahtiar jamili zaini, siti mariyam shamsuddin and saiful hafizah jaaman.  (2008).  predicting the financial performance of publicly-traded malaysian firms using rough sets based feature selection techniques.  - the icfai journal of applied finance.  14(6):5-17. 

saiful hafizah jaaman, siti mariyam shamsuddin, bariah yusob, munira ismail.  (2008).  a predictive model construction applying rough set methodology for malaysian stock market returns.  - proceedings international symposium on new development of geometric functions theory and its applications, ukm bangi. 

noriszura ismail, zatul iradah abdul karim, saiful hafizah jaaman & noriza majid.  (2008).  frequency of admittance and probability of inpatient treatment: experience of emergency department, hospital universiti kebangsaan malaysia.  - proceedings of the 13th wseas international conference on applied mathametics (math`08), canary islands, spain. 

azlinda muhamad, saiful hafizah jaaman, munira bt ismail.  (2008).  pembentukan dan penilaian prestasi portfolio firma berlandas syariah di bursa malaysia.  - simposium kebangsaan sains matematik ke-16. 

noriza majid, saiful hafizah jaaman, noriszura ismail and nor' aisah mahmud.  (2008).  analyzing the medical costs for motor vehicle accident: experience of hospital universiti kebangsaan malaysia.  - the icfai university journal of risk & insurance.  V(3):42-49. 

saiful hafizah jaaman, noriszura ismail & noriza majid.  (2007).  assessing risk and financial strength of general insurers in malaysia.  - journal of quality measurement and analysis.  3(1):65-73. 

saiful hafizah jaaman, lee chee sim, koh sing yeen.  (2006).  metodologi kajian peristiwa dan kecekapan pasaran saham kuala lumpur.  - prosiding seminar ukm-unri ke-4, 1-2 ogos 2006, ukm bangi selangor.