yang qianqi, aini binti aman, hafizah omar zaki, roziana baharin.  (2026).  an ai workflow combining bidirectional encoder representations from transformers (bert) and graph neural networks (gnns) for knowledge retrieval in digital enterprises.  - jove - journal of visualized experiments.  1 - 21. 

 

qianqi yang, aini binti aman, hafizah omar zaki, roziana baharin.  (2026).  digital trade transformation for smes in asia pacific using the technology–organization–environment framework: a systematic literature review.  - veredas do direito.  1 - 29. 

 

guangqin kang, roziana baharin.  (2026).  digital financial inclusion, operational efficiency, and sustainable growth: a systematic review from an enterprise service and operations perspective.  - journal of logistics, informatics and service science.  33 - 77. 

 

lili wu, roziana baharin.  (2025).  a systematic review of fintechs impact on firm digital technology innovation and corporate innovation gaps.  - international journal of operations and quantitative management.  396 - 415. 

 

fan yu, roziana baharin.  (2025).  the impact of japan's aging population on its macroecnomics.  - international journal of academic research in economics and management sciences.  16 - 31. 

 

yang qianqi, aini binti aman, hafizah omar zaki, roziana baharin.  (2026).  an ai workflow combining bidirectional encoder representations from transformers (bert) and graph neural networks (gnns) for knowledge retrieval in digital enterprises.  - jove - journal of visualized experiments.  1 - 21. 

 

roziana baharin, suhaila saad.  (2018).  ageing population and health care expenditure: evidence using time series analysis.  - geografia online (malaysian journal of society and space).  65-73. 

 

yang qianqi, aini binti aman, hafizah omar zaki, roziana baharin.  (2026).  an ai workflow combining bidirectional encoder representations from transformers (bert) and graph neural networks (gnns) for knowledge retrieval in digital enterprises.  - jove - journal of visualized experiments.  1 - 21. 

 

qianqi yang, aini binti aman, hafizah omar zaki, roziana baharin.  (2026).  digital trade transformation for smes in asia pacific using the technology–organization–environment framework: a systematic literature review.  - veredas do direito.  1 - 29. 

 

guangqin kang, roziana baharin.  (2026).  digital financial inclusion, operational efficiency, and sustainable growth: a systematic review from an enterprise service and operations perspective.  - journal of logistics, informatics and service science.  33 - 77. 

 

lili wu, roziana baharin.  (2025).  a systematic review of fintechs impact on firm digital technology innovation and corporate innovation gaps.  - international journal of operations and quantitative management.  396 - 415. 

 

fan yu, roziana baharin.  (2025).  the impact of japan's aging population on its macroecnomics.  - international journal of academic research in economics and management sciences.  16 - 31. 

 

nurul hidayah md razali, rubayah yakob, mohd hafizuddin syah bangaan abdullah, shahida shahimi, roziana baharin.  (2023).  penentu kecekapan institusi wakaf.  - jurnal ekonomi malaysia.  1-16. 

 

roziana baharin, suhaila saad, priyangga a/p suppiah.  (2023).  persepsi mahasiswa terhadap pembelian secara atas talian pasca covid-19 (student perceptions of online purchases post-covid-19).  - jurnal personalia pelajar.  25-32. 

 

ruzita abdul rahim, nafisah mohammed, hafizah omar zaki, darmawati muchtar, aminudin mokhtar, suzana muhamad said, roziana baharin, muhammad jasmi, kew si roei, mohd heikal, marbawi, muhammad asri abd ghani, mohammad hanafi talib, nur nur syazwani yahya,.  (2022).  prosiding kolokium penyelidikan prasiswazah ekonomi dan pengurusan ke-1 2021/2022.  - prosiding kolokium penyelidikan prasiswazah ekonomi dan pengurusan ke-1 2021/2022.  1-546. 

 

norlida hanim mohd salleh, rozilee asid, basri abdul talib, azrina abdullah al-hadi, roziana baharin,.  (2021).  kecekapan agensi pelancongan dan perkhidamatan penginapan industri pelancongan malaysia menjelang 2020.  - 1-10. 

 

roziana baharin.  (2021).  modul pengaturcaraan linear.  - 1-36. 

 

roziana binti baharin.  (2024).  systematic literature review on financial literacy and digital skills of women entrepreneurs.  -

 

rubayah binti yakob;shahida binti shahimi;mohd hafizuddin syah bangaan abdullah;roziana binti baharin.  (2023).  kecekapan, risiko kewangan dan risiko operasi institusi wakaf.  -

 

roziana baharin, nur izzati umairah mokhtar.  (2022).  impact of online learning on the mental health of ipt students during the covid 19 pandemic.  - the 2nd international conference on islamic contemporary and management (icicm 2022).  1-12. 

 

roziana baharin, kang guangqin.  (2022).  systematic literature review on rmb settlement for sme cross-border trade.  - 1-13. 

 

roziana baharin, nurul sakinah binti mohd anuar.  (2022).  a report on new norms: work from home (wfh) is fun or burden?.  - 1-19. 

 

FINANCIAL ECONOMICS & ECONOMETRICS :ECONOMICS

Pengalaman / Experience : 4 tahun/years(s)