guangqin kang, roziana baharin.  (2026).  digital financial inclusion, operational efficiency, and sustainable growth: a systematic review from an enterprise service and operations perspective.  - journal of logistics, informatics and service science.  33 - 77. 

 

yang qianqi, aini binti aman, hafizah omar zaki, roziana baharin.  (2026).  an ai workflow combining bidirectional encoder representations from transformers (bert) and graph neural networks (gnns) for knowledge retrieval in digital enterprises.  - jove - journal of visualized experiments.  1 - 21. 

 

liang jingrui, roziana baharin.  (2025).  the impact between gdp of rcep member countries and china's smartphone business exports: based on gravity model analysis.  - international journal of academic research in business and social sciences.  1691 - 1703. 

 

zengyi, roziana baharin .  (2025).  influencing factors of the digital economy on the green development of china's manufacturing industry.  - international journal of academic research in business and social sciences.  837 - 847. 

 

kang mingqi, roziana baharin .  (2025).  the impact of exchange rate fluctuations on singapore residents' consumption: an analysis based on the ardl model.  - international journal of academic research in economics and management sciences .  251 - 263. 

 

yang qianqi, aini binti aman, hafizah omar zaki, roziana baharin.  (2026).  an ai workflow combining bidirectional encoder representations from transformers (bert) and graph neural networks (gnns) for knowledge retrieval in digital enterprises.  - jove - journal of visualized experiments.  1 - 21. 

 

roziana baharin, suhaila saad.  (2018).  ageing population and health care expenditure: evidence using time series analysis.  - geografia online (malaysian journal of society and space).  65-73. 

 

guangqin kang, roziana baharin.  (2026).  digital financial inclusion, operational efficiency, and sustainable growth: a systematic review from an enterprise service and operations perspective.  - journal of logistics, informatics and service science.  33 - 77. 

 

yang qianqi, aini binti aman, hafizah omar zaki, roziana baharin.  (2026).  an ai workflow combining bidirectional encoder representations from transformers (bert) and graph neural networks (gnns) for knowledge retrieval in digital enterprises.  - jove - journal of visualized experiments.  1 - 21. 

 

fan yu, roziana baharin.  (2025).  the impact of japan's aging population on its macroecnomics.  - international journal of academic research in economics and management sciences.  16 - 31. 

 

zengyi, roziana baharin .  (2025).  influencing factors of the digital economy on the green development of china's manufacturing industry.  - international journal of academic research in business and social sciences.  837 - 847. 

 

kang mingqi, roziana baharin .  (2025).  the impact of exchange rate fluctuations on singapore residents' consumption: an analysis based on the ardl model.  - international journal of academic research in economics and management sciences .  251 - 263. 

 

roziana baharin, suhaila saad, priyangga a/p suppiah.  (2023).  persepsi mahasiswa terhadap pembelian secara atas talian pasca covid-19 (student perceptions of online purchases post-covid-19).  - jurnal personalia pelajar.  25-32. 

 

nurul hidayah md razali, rubayah yakob, mohd hafizuddin syah bangaan abdullah, shahida shahimi, roziana baharin.  (2023).  penentu kecekapan institusi wakaf.  - jurnal ekonomi malaysia.  1-16. 

 

ruzita abdul rahim, nafisah mohammed, hafizah omar zaki, darmawati muchtar, aminudin mokhtar, suzana muhamad said, roziana baharin, muhammad jasmi, kew si roei, mohd heikal, marbawi, muhammad asri abd ghani, mohammad hanafi talib, nur nur syazwani yahya,.  (2022).  prosiding kolokium penyelidikan prasiswazah ekonomi dan pengurusan ke-1 2021/2022.  - prosiding kolokium penyelidikan prasiswazah ekonomi dan pengurusan ke-1 2021/2022.  1-546. 

 

roziana baharin.  (2021).  kaedah persampelan rawak berstrata bahagian 1.  - 1-3. 

 

roziana baharin.  (2021).  kaedah persampelan rawak berstrata bahagian 2.  - 1-3. 

 

roziana binti baharin.  (2024).  systematic literature review on financial literacy and digital skills of women entrepreneurs.  -

 

rubayah binti yakob;shahida binti shahimi;mohd hafizuddin syah bangaan abdullah;roziana binti baharin.  (2023).  kecekapan, risiko kewangan dan risiko operasi institusi wakaf.  -

 

roziana baharin, kang guangqin.  (2022).  systematic literature review on rmb settlement for sme cross-border trade.  - 1-13. 

 

roziana baharin, nur izzati umairah mokhtar.  (2022).  impact of online learning on the mental health of ipt students during the covid 19 pandemic.  - the 2nd international conference on islamic contemporary and management (icicm 2022).  1-12. 

 

roziana baharin.  (2022).  systematic review on youth involvement in the agricultural sector in malaysia.  - 1-17. 

 

FINANCIAL ECONOMICS & ECONOMETRICS :ECONOMICS

Pengalaman / Experience : 4 tahun/years(s)