muhammad nur amir ar, sharifa ezat binti wan puteh,1 roszita ibrahim, md mizanur rahman, zulkefly abdul karim, fawzi zaidan bin ali, nor farah binti bakhtiar.  (2025).  antimicrobial resistance in malaysia: a cross-sectional study analysing trends and economic impacts.  - bmj open.  1 - 8. 

hakimah nur ahmad hamidi, norlin khalid, zulkefly abdul karim.  (2024).  palm oil trade restrictiveness index and its impact on world palm oil exports.  - agricultural economics-czech.  101-111. 

mohd shahidan shaari, muhamad huzaifah asbullah, noorazeela zainol abidin, zulkefly abdul karim, benjamin nangle.  (2023).  determinants of foreign direct investment in asean+3 countries: the role of environmental degradation.  - international journal of environmental research and public health.  1-15. 

abdikafi hassan abdi, mohd azlan shah zaidi, zulkefly abdul karim.  (2023).  economic complexity and bilateral trade flows in selected comesa and east asia countries.  - technological and economic development of economy.  846-873. 

chee loong lee, riayati ahmad, zulkefly abdul karim, norlin khalid.  (2023).  institutional quality, income level, and debt sustainability: new evidence using dynamic panel threshold regression.  - technological and economic development of economy.  1520-1538. 

ying liu, zulkefly abdul karim, norlin khalid, fathin faizah said.  (2022).  benefit modeling and analysis of wind power generation under social energy economy and public health.  - journal of environmental and public health.  1-9. 

syed munawar-shah, mariani abdul-majid, zulkefly abdul karim.  (2019).  debt-oriented capital structure and economic growth: a panel evidence for oecd countries.  - european review.  519-542. 

mohamed aseel shokr, zulkefly abdul karim, mohd azlan shah zaidi.  (2019).  monetary policy and macroeconomics responses: a non-recursive svar study of egypt.  - journal of financial economic policy.  319-337. 

thilagarani selvaraj, zulkefly abdul karim, aisyah abdul-rahman, norshamliza chamhuri.  (2019).  the determinants of microcredit quality in malaysia: a panel evidence.  - international journal of business and society.  641-656. 

thilagarani selvaraj, zulkefly abdul karim, aisyah abdul-rahman norshamliza chamhuri.  (2019).  microcredit coverage in malaysian macroeconomic context: an evidence using panel data analysis.  - international journal of management studies.  53-76. 

nor hazanah miskan, nurulhayah muhamad, maryam mohd esa, farah saniah mohd zabidi, nurul liyana hussin, zulkefly abdul karim.  (2025).  financial sustainability and socio-economic well-being of senior citizens in addressing an ageing nation towards 2030 .  - international journal of research and innovation in social science (ijriss) .  6427 - 6436. 

rosmah nizam, noorazeela zainol abidin, zulkefly abdul karim.  (2025).  digital financial literacy, financial inclusion, and sme performance in malaysia: evidence from threshold regression.  - jurnal pengurusan.  1 - 13. 

ma hui, zulkefly abdul karim, noorasiah sulaiman, abdul hafizh mohd azam .  (2025).  impact of digital economy on high-quality development: a panel evidence from chinese provinces.  - jurnal ekonomi malaysia.  1 - 14. 

anny nurbasari, agus aribowo, bram hadianto, zulkefly abdul karim, medy syari khalifah, anggari raharjo.  (2025).  the determinants of micro, small, and medium entrepreneurial behavior to use social media: technology-organization-environment framework.  - international journal of management and sustainability .  814 - 827. 

ahmad khusyairi che rusli, fathin faizah said, zulkefly abd karim, mohd ridzwan yaakub.  (2025).  federal reserve policy and systemic risk spillovers: a minimum spanning tree (mst) analysis of bank credit default swap (cds), with a focus on united states of america banks within the global network.  - jurnal ekonomi malaysia.  137 - 149. 

qusai mohammad qasim alabed, fathin faizah said, zulkefly abdul karim, mohd azlan shah zaidi, mohammad mansour.  (2022).  determinants of unemployment in the mena region: new evidence using dynamic heterogeneous panel analysis.  - the 8th international conference on advanced machine learning and technologies and applications (amlta2022).  401-411. 

ashwag dignah, radziah abdul latiff, zulkefly abdul karim, and aisyah abdul rahman.  (2017).  fair value accounting and the cost of equity: the moderating effect of risk disclosure.  - shs web of conference volume 34, 2017: the 17th annual conference of the asian academic accounting association (2016 foura conference).  1-5. 

bakri abdul karim, wong siew lee, zulkefly abdul karim, mohamad jais.  (2012).  the impact of subprime mortgage crisis on islamic banking and islamic stock market.  - procedia - social and behavioral sciences, elsevier science direct.  . 

salasiah hanin hamjah, jamia azdina jamal, zulkefly abdul karim, wan kamal mujani, normah mustaffa, mohd nur hakim azmi, siti aisyah zakaria.  (2025).  transformasi komunitimenerusi inovasi sosial.  - .  133 - 154. 

zulkefly abdul karim, salasiah hanin hamjah, jamia azdina jamal.  (2025).  inovasi sosial memperkasa penyelidikan translasi berimpak tinggi.  - .  15 - 22. 

zulkefly abdul karim, nurul aqilah mohd nuruddin, bakri abdul karim, norlin khalid, massita mohamad, ismahalil ishak.  (2025).  penuaan penduduk dan pertumbuhan ekonomi malaysia yang mampan.  - .  388 - 391. 

zulkefly abdul karim, nurul aqilah mohd nuruddin, bakri abdul karim, norlin khalid, massita mohamad, ismahalil ishak.  (2025).  kesan pertumbuhan penduduk, penuaan dan taraf kesihatan ke atas pertumbuhan ekonomi di malaysia.  - .  67 - 79. 

jamia azdina jamal, zulkefly abdul karim, salasiah hanin hamjah.  (2024).  penyelidikan translasi dan gegar gamat pemacu perubahan.  - .  15 - 24. 

jamia azdina jamal, wan zawiah wan zin, nor eloni nor azmi, nurul nadziffah kamaruzaman.  (2025).  garis panduan geran penyelidikan translasi ukm (tr-ukm).  - .  . 

salasiah hanin hamjah, jamia azdina jamal, zulkefly abdul karim, wan kamal mujani, normah mustaffa, mohd nur hakim azmi, siti aisyah zakaria.  (2025).  transformasi komunitimenerusi inovasi sosial.  - .  133 - 154. 

jamia azdina jamal, wan zawiah wan zin, nor eloni nor azmi, zulkefly abdul karim, muhammad rizal razman, salasiah hanin hamjah, norbahiah misran, poh bee koon, mohd syukri ismail, mohd nur hakim azmi, izziati mas adaveena abdul ghani, nurul nadziffah kamaruzaman, siti aisyah zakaria .  (2025).  nadi translasi@idea-ukm.  - nadi translasi@idea-ukm.  . 

zulkefly abdul karim, salasiah hanin hamjah, jamia azdina jamal.  (2025).  inovasi sosial memperkasa penyelidikan translasi berimpak tinggi.  - .  15 - 22. 

zulkefly abdul karim, salasiah hanin hamjah, jamia azdina jamal.  (2025).  inovasi sosial untuk kesejahteraan komuniti.  - .  . 

jamia azdina jamal, wan zawiah wan zin, nor eloni nor azmi, nurul nadziffah kamaruzaman.  (2025).  garis panduan geran penyelidikan translasi ukm (tr-ukm).  - .  . 

zulkefly abdul karim.  (2025).  trade and financial policies for sustainable economic growth: enhancing international economic insight.  - world class university adjunct profressor in economics teaching.  . 

jamia azdina jamal, wan zawiah wan zin, nor eloni nor azmi, zulkefly abdul karim, muhammad rizal razman, salasiah hanin hamjah, norbahiah misran, poh bee koon, mohd syukri ismail, mohd nur hakim azmi, izziati mas adaveena abdul ghani, nurul nadziffah kamaruzaman, siti aisyah zakaria .  (2025).  nadi translasi@idea-ukm.  - nadi translasi@idea-ukm.  . 

zulkefly abdul karim.  (2025).  strategies to increase economic growth and welfare amidst the global economic downturn.  - international guest lecture, universitas negeri surabaya (unesa).  . 

zulkefly abdul karim.  (2025).  understanding asean economic dynamics and their relevance to economic education.  - rundown international community development bridging academia and schools: transferring asean international economic knowledge to high school economics teachers.  .